LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$10.80
$10.80
$10.80
$10.80
$10.80
$10.80
$10.80
$10.80
$10.80
$10.80
$10.80
$10.80
$10.80
$11.10
$11.40
$12.00
$12.30
$12.60
$13.20
$13.50
$14.10
$14.70
$15.30
$15.90
$16.80
$17.70
$18.30
$19.50
$20.40
$21.30
$22.80
$24.60
$26.40
$28.20
$30.30
$32.10
$33.90
$36.30
$38.40
$40.80
$43.80
$47.40
$51.30
$56.10
$61.20
$66.30
$71.40
$79.50
$85.20
$94.80
$102.90
$111.60
$121.20
$132.90
$147.30
$162.60
$179.40
$203.70
$227.40
$255.60
$282.00
$311.70
$342.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$21.60
$21.60
$21.60
$21.60
$21.60
$21.60
$21.60
$21.60
$21.60
$21.60
$21.60
$21.60
$21.60
$22.20
$22.80
$24.00
$24.60
$25.20
$26.40
$27.00
$28.20
$29.40
$30.60
$31.80
$33.60
$35.40
$36.60
$39.00
$40.80
$42.60
$45.60
$49.20
$52.80
$56.40
$60.60
$64.20
$67.80
$72.60
$76.80
$81.60
$87.60
$94.80
$102.60
$112.20
$122.40
$132.60
$142.80
$159.00
$170.40
$189.60
$205.80
$223.20
$242.40
$265.80
$294.60
$325.20
$358.80
$407.40
$454.80
$511.20
$564.00
$623.40
$684.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$29.40
$30.60
$31.80
$33.00
$34.20
$36.00
$37.20
$39.00
$40.80
$42.60
$44.40
$46.20
$48.60
$51.00
$54.00
$56.40
$59.40
$63.60
$68.40
$73.20
$78.00
$83.40
$88.20
$92.40
$98.40
$103.80
$109.20
$117.00
$126.00
$135.60
$147.60
$160.80
$173.40
$186.00
$207.00
$221.40
$245.40
$265.80
$286.80
$310.80
$340.80
$376.80
$415.80
$458.40
$521.40
$580.80
$651.60
$717.60
$791.40
$867.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov