LTC Premium
Compared To
WA State Employee LTC Payroll Tax

Monthly LTC Plan Premium
Monthly State Payroll Tax
Benefit Features
A
B
C
D
E
LTC Lifetime Maximum Benefit
$108,000
$216,000
$432,000
$
$
$36,500*
Benefit Duration
3 years
3 years
6 years
$
$
Monthly Benefit Amount
$3,000
$6,000
$6,000
$
$
5% Compound Inflation
Not Included
Not Included
Not Included
Not Included
Not Included
Monthly Premium
$ 0.00
$ 0.00
$ 0.00
$ 0.00
$ 0.00
Spouse Monthly Premium
$ 0.00
$ 0.00
$ 0.00
$ 0.00
$ 0.00
Benefit Features
A
LTC Lifetime Maximum Benefit
$108,000
Benefit Duration
3 years
Monthly Benefit Amount
$3,000
5% Compound Inflation
Not Included
Monthly Premium
$ 0.00 $10.80 $10.80 $10.80 $10.80 $10.80 $10.80 $10.80 $10.80 $10.80 $10.80 $10.80 $10.80 $10.80 $11.10 $11.40 $12.00 $12.30 $12.60 $13.20 $13.50 $14.10 $14.70 $15.30 $15.90 $16.80 $17.70 $18.30 $19.50 $20.40 $21.30 $22.80 $24.60 $26.40 $28.20 $30.30 $32.10 $33.90 $36.30 $38.40 $40.80 $43.80 $47.40 $51.30 $56.10 $61.20 $66.30 $71.40 $79.50 $85.20 $94.80 $102.90 $111.60 $121.20 $132.90 $147.30 $162.60 $179.40 $203.70 $227.40 $255.60 $282.00 $311.70 $342.00
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00
Benefit Features
B
LTC Lifetime Maximum Benefit
$216,000
Benefit Duration
3 years
Monthly Benefit Amount
$6,000
5% Compound Inflation
Not Included
Monthly Premium
$ 0.00 $21.60 $21.60 $21.60 $21.60 $21.60 $21.60 $21.60 $21.60 $21.60 $21.60 $21.60 $21.60 $21.60 $22.20 $22.80 $24.00 $24.60 $25.20 $26.40 $27.00 $28.20 $29.40 $30.60 $31.80 $33.60 $35.40 $36.60 $39.00 $40.80 $42.60 $45.60 $49.20 $52.80 $56.40 $60.60 $64.20 $67.80 $72.60 $76.80 $81.60 $87.60 $94.80 $102.60 $112.20 $122.40 $132.60 $142.80 $159.00 $170.40 $189.60 $205.80 $223.20 $242.40 $265.80 $294.60 $325.20 $358.80 $407.40 $454.80 $511.20 $564.00 $623.40 $684.00
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00
Benefit Features
C
LTC Lifetime Maximum Benefit
$432,000
Benefit Duration
6 years
Monthly Benefit Amount
$6,000
5% Compound Inflation
Not Included
Monthly Premium
$ 0.00 $28.80 $28.80 $28.80 $28.80 $28.80 $28.80 $28.80 $28.80 $28.80 $28.80 $28.80 $28.80 $28.80 $29.40 $30.60 $31.80 $33.00 $34.20 $36.00 $37.20 $39.00 $40.80 $42.60 $44.40 $46.20 $48.60 $51.00 $54.00 $56.40 $59.40 $63.60 $68.40 $73.20 $78.00 $83.40 $88.20 $92.40 $98.40 $103.80 $109.20 $117.00 $126.00 $135.60 $147.60 $160.80 $173.40 $186.00 $207.00 $221.40 $245.40 $265.80 $286.80 $310.80 $340.80 $376.80 $415.80 $458.40 $521.40 $580.80 $651.60 $717.60 $791.40 $867.00
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00

In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.

*Adjusted up to inflation see wacaresfund.wa.gov